Northern Rock possible funding sources

I have still been thinking a bit about Northern Rock mainly while looking through my spam folder. I don't open the emails as you should never open a spam email just in case but I do like looking at the senders and the subject lines.

Anyway lately I have been getting variations of "You're loan has been approved" or "We are happy to approve your loan" etc. Northern Rock must have had thousands of these offers in their spam box, did no one suggest taking advantage of such readily available credit facilities. (BTW I know there is no such loan or credit, its just a scam, I am trying to be humorous or should that be humourless.)